Chapter 24 - Interest.

The General Statutes include changes through SL 2023-151.

General Statutes published on this website are not official. Please read the caveats for more information.

Please select a chapter
Please enter search text
Please select a results type
* (Example: 17D-4)
Please enter a citation number
Chapter 24
 Chapter HTML  Chapter PDF
Article 1 - General Provisions.
G.S. 24-1
§ 24-1. Legal rate is eight percent.
G.S. 24-1.1
§ 24-1.1. Contract rates and fees.
G.S. 24-1.1A
§ 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust.
G.S. 24-1.1B
§ 24-1.1B. Repealed by Session Laws 1979, c. 335.
G.S. 24-1.1C
§ 24-1.1C: Repealed by Session Laws 1998-119, s. 2.
G.S. 24-1.1D
§ 24-1.1D. Expired.
G.S. 24-1.1E
§ 24-1.1E. Restrictions and limitations on high-cost home loans.
Modified by:
G.S. 24-1.1F
§ 24-1.1F. Rate spread home loans.
G.S. 24-1.2
§ 24-1.2: Repealed by Session Laws 1998-119, s. 2.
G.S. 24-1.2A
§ 24-1.2A. Equity lines of credit.
G.S. 24-1.3
§ 24-1.3: Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3.
G.S. 24-1.4
§ 24-1.4. Interest rates for savings and loan associations.
G.S. 24-2
§ 24-2. Penalty for usury; corporate bonds may be sold below par.
G.S. 24-2.1
§ 24-2.1. Transactions governed by Chapter.
G.S. 24-2.2
§ 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions.
G.S. 24-2.3
§ 24-2.3. State opt-out from federal preemption.
G.S. 24-2.4
§ 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.
G.S. 24-2.5
§ 24-2.5. Mortgage bankers and mortgage brokers.
G.S. 24-3
§ 24-3. Time from which interest runs.
G.S. 24-4
§ 24-4. Obligations due guardians to bear compound interest; rate of interest.
G.S. 24-5
§ 24-5. Interest on judgments.
G.S. 24-6
§ 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.
G.S. 24-7
§ 24-7. Interest from verdict to judgment added as costs.
G.S. 24-8
§ 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted.
G.S. 24-9
§ 24-9. Loans exempt from rate and fee limitations.
G.S. 24-9.1
§ 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury.
G.S. 24-9.2
§ 24-9.2: Repealed by Session Laws 1995, c. 351, s. 14.
G.S. 24-9.3
§ 24-9.3. Economic development loans.
G.S. 24-10
§ 24-10. Maximum fees on loans secured by real property.
G.S. 24-10.1
§ 24-10.1. Late fees.
G.S. 24-10.2
§ 24-10.2. Consumer protections in certain home loans.
G.S. 24-11
§ 24-11. Certain revolving credit charges.
G.S. 24-11.1
§ 24-11.1. Disclosure requirements for credit cards.
G.S. 24-11.2
§ 24-11.2. Disclosure requirements for charge cards.
Article 2 - Loans Secured by Secondary or Junior Mortgages.
G.S. 24-12
§ 24-12. Applicability of Article.
G.S. 24-13
§ 24-13. Principal amount defined.
G.S. 24-14
§ 24-14. Limitations on charges and interest.
G.S. 24-15
§ 24-15: Repealed by Session Laws 1979, 2nd Session, c. 1157, s. 7.
G.S. 24-16
§ 24-16. Itemized closing statements.
G.S. 24-16.1
§ 24-16.1. Loans exempt from §§ 24-12 to 24-17.
G.S. 24-17
§ 24-17. Misdemeanors.