Chapter 53C - Regulation of Banks.

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Chapter 53C
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Article 1 - General Provisions.
G.S. 53C-1-1
§ 53C-1-1. Title.
G.S. 53C-1-2
§ 53C-1-2. Scope and applicability of Chapter.
G.S. 53C-1-3
§ 53C-1-3. Existing banks; prohibitions, injunctions.
G.S. 53C-1-4
§ 53C-1-4. Definitions and application of terms.
Modified by:
G.S. 53C-1-5
§ 53C-1-5. Severability.
Article 2 - Commission and Commissioner.
G.S. 53C-2-1
§ 53C-2-1. The Commission.
G.S. 53C-2-2
§ 53C-2-2. The Commissioner.
G.S. 53C-2-3
§ 53C-2-3. The Office of the Commissioner of Banks.
G.S. 53C-2-4
§ 53C-2-4. Administration of the Office of the Commissioner of Banks.
G.S. 53C-2-5
§ 53C-2-5. Rule making.
G.S. 53C-2-6
§ 53C-2-6. Hearings and appeals.
G.S. 53C-2-7
§ 53C-2-7. Official record.
Article 3 - Organization of a Bank.
G.S. 53C-3-1
§ 53C-3-1. Application to organize a bank.
G.S. 53C-3-2
§ 53C-3-2. Permission to organize a bank.
G.S. 53C-3-3
§ 53C-3-3. Articles of incorporation of a proposed bank.
G.S. 53C-3-4
§ 53C-3-4. Commissioner's approval of charter issuance.
G.S. 53C-3-5
§ 53C-3-5. Notice; public hearing.
G.S. 53C-3-6
§ 53C-3-6. Commission decision.
G.S. 53C-3-7
§ 53C-3-7. Issuance of charter.
Article 4 - Governance of Banks.
G.S. 53C-4-1
§ 53C-4-1. Banks - Form of organization.
G.S. 53C-4-2
§ 53C-4-2. Banks controlled by boards of directors.
G.S. 53C-4-3
§ 53C-4-3. Committees of boards of directors.
G.S. 53C-4-4
§ 53C-4-4. Minutes of meetings of directors and committees.
G.S. 53C-4-5
§ 53C-4-5. Qualifications of bank directors.
G.S. 53C-4-6
§ 53C-4-6. Liability of directors.
G.S. 53C-4-7
§ 53C-4-7. Directors may declare distributions.
G.S. 53C-4-8
§ 53C-4-8. Officers and employees shall give bond.
G.S. 53C-4-9
§ 53C-4-9. Affiliate transactions.
G.S. 53C-4-10
§ 53C-4-10. Examination of board composition, structure, and conduct.
G.S. 53C-4-11
§ 53C-4-11. Reserve fund.
G.S. 53C-4-12
§ 53C-4-12. Compliance review committee.
G.S. 53C-4-13
§ 53C-4-13. Immediate report of changes in directors and certain officers.
Article 5 - Powers of Banks.
G.S. 53C-5-1
§ 53C-5-1. Powers.
G.S. 53C-5-2
§ 53C-5-2. Investment authority.
G.S. 53C-5-3
§ 53C-5-3. Banks, fiduciaries authorized to invest in securities approved by the Secretary of Housing and Urban Development, Federal Housing Administration, Veterans Administration.
Article 6 - Bank Operations.
G.S. 53C-6-1
§ 53C-6-1. Loans and extensions of credit.
G.S. 53C-6-2
§ 53C-6-2. Deposits.
G.S. 53C-6-3
§ 53C-6-3. Securing deposits.
G.S. 53C-6-4
§ 53C-6-4. Minors.
G.S. 53C-6-5
§ 53C-6-5: Reserved for future codification purposes.
G.S. 53C-6-6
§ 53C-6-6. Joint accounts.
G.S. 53C-6-7
§ 53C-6-7. Payable on Death accounts.
G.S. 53C-6-8
§ 53C-6-8. Personal agency accounts.
G.S. 53C-6-9
§ 53C-6-9. Accounts opened by adults for minors.
G.S. 53C-6-10
§ 53C-6-10. Payment of balance of deceased person or person under disability to personal representative or guardian.
G.S. 53C-6-11
§ 53C-6-11. Powers of attorney; notice of revocation; payment after notice.
G.S. 53C-6-12
§ 53C-6-12. Account statements to be rendered annually or on request.
G.S. 53C-6-13
§ 53C-6-13. Safe deposit boxes; unpaid rentals; procedure; escheats.
G.S. 53C-6-14
§ 53C-6-14. Reproduction and retention of records; admissibility of copies in evidence; disposition of originals; record production generally.
G.S. 53C-6-15
§ 53C-6-15. Establishment of branches.
G.S. 53C-6-16
§ 53C-6-16. Change of location of a branch or principal office.
G.S. 53C-6-17
§ 53C-6-17. Branch closings.
G.S. 53C-6-18
§ 53C-6-18. Non-branch bank business offices.
G.S. 53C-6-19
§ 53C-6-19. Operations; suspension.
G.S. 53C-6-20
§ 53C-6-20. Savings promotion raffles.
Article 7 - Control Transactions; Combinations; Conversions.
G.S. 53C-7-101
§ 53C-7-101. Control transactions.
G.S. 53C-7-102
§ 53C-7-102. Application regarding a control transaction.
G.S. 53C-7-103
§ 53C-7-103. Public notice.
G.S. 53C-7-104
§ 53C-7-104. Actions on control transaction applications.
G.S. 53C-7-105
§ 53C-7-105. Appeal.
G.S. 53C-7-201
§ 53C-7-201. Combination authority.
G.S. 53C-7-202
§ 53C-7-202. Combination application and investigation.
G.S. 53C-7-203
§ 53C-7-203. Decision on application.
G.S. 53C-7-204
§ 53C-7-204. Interim banks.
G.S. 53C-7-205
§ 53C-7-205. Fiduciary powers and liabilities in a combination or a transferring of assets and liabilities.
G.S. 53C-7-206
§ 53C-7-206. Combination with federally chartered institution.
G.S. 53C-7-207
§ 53C-7-207. Combination with a nonbank subsidiary.
G.S. 53C-7-208
§ 53C-7-208: Repealed by Session Laws 2013-29, s. 18, effective April 16, 2013.
G.S. 53C-7-209
§ 53C-7-209. Appeal.
G.S. 53C-7-301
§ 53C-7-301. Conversion to a North Carolina bank charter.
G.S. 53C-7-302
§ 53C-7-302. Appeal.
G.S. 53C-7-303
§ 53C-7-303. Conversion by North Carolina bank.
Article 8 - Bank Supervision.
G.S. 53C-8-1
§ 53C-8-1. Commissioner has authority to supervise banks.
G.S. 53C-8-2
§ 53C-8-2. Assessments and fees.
G.S. 53C-8-3
§ 53C-8-3. Reports required of banks.
G.S. 53C-8-4
§ 53C-8-4. Examination by Commissioner.
G.S. 53C-8-5
§ 53C-8-5. Examination of affiliates.
G.S. 53C-8-6
§ 53C-8-6. Access to books and records; right to issue subpoenas, administer oaths, and examine witnesses.
G.S. 53C-8-7
§ 53C-8-7. Examiner making false report.
G.S. 53C-8-8
§ 53C-8-8. Examiner disclosing confidential information.
G.S. 53C-8-9
§ 53C-8-9. Loans or gratuities forbidden.
G.S. 53C-8-10
§ 53C-8-10. Willfully and maliciously making derogatory reports.
G.S. 53C-8-11
§ 53C-8-11. Misapplication, embezzlement of funds.
G.S. 53C-8-12
§ 53C-8-12. Enforcement of the banking laws.
G.S. 53C-8-13
§ 53C-8-13. Immediate action orders.
G.S. 53C-8-14
§ 53C-8-14. Supervisory control.
G.S. 53C-8-15
§ 53C-8-15. Removal of directors, officers, and employees.
G.S. 53C-8-16
§ 53C-8-16. Emergency powers.
G.S. 53C-8-17
§ 53C-8-17. Interstate regulatory agreements.
Article 9 - Supervisory Liquidation; Voluntary Dissolution and Liquidation.
G.S. 53C-9-101
§ 53C-9-101. Supervisory combinations.
G.S. 53C-9-102
§ 53C-9-102. Distributions; assignments restricted.
G.S. 53C-9-103
§ 53C-9-103. Cancellation of charter.
G.S. 53C-9-201
§ 53C-9-201. Voluntary dissolution prior to receipt of charter.
G.S. 53C-9-202
§ 53C-9-202. Voluntary dissolution.
G.S. 53C-9-203
§ 53C-9-203. Voluntary dissolution and liquidation procedure.
G.S. 53C-9-301
§ 53C-9-301. Receivership.
G.S. 53C-9-401
§ 53C-9-401. Article relating to receivers applicable to insolvent banks.
G.S. 53C-9-402
§ 53C-9-402. Storage and destruction of records.
G.S. 53C-9-403
§ 53C-9-403. Authority to serve as trustee terminated.
G.S. 53C-9-404
§ 53C-9-404. Petition for new trustee; upon parties interested.
G.S. 53C-9-405
§ 53C-9-405. Appointment of substitute trustee where no objection made.
G.S. 53C-9-406
§ 53C-9-406. Hearing where objection made; appeal from order.
G.S. 53C-9-407
§ 53C-9-407. Registration of final order.
G.S. 53C-9-408
§ 53C-9-408. Petition and order applicable to all instruments involved.
G.S. 53C-9-409
§ 53C-9-409. Additional remedy.
Article 10 - Bank Holding Companies.
G.S. 53C-10-101
§ 53C-10-101. Holding companies.
G.S. 53C-10-102
§ 53C-10-102. Holding company control transaction.
G.S. 53C-10-103
§ 53C-10-103. Application regarding a control transaction.
G.S. 53C-10-104
§ 53C-10-104. Public notice.
G.S. 53C-10-105
§ 53C-10-105. Actions on control transaction applications.
G.S. 53C-10-106
§ 53C-10-106. Appeal.
G.S. 53C-10-201
§ 53C-10-201. Combination authority.
G.S. 53C-10-202
§ 53C-10-202. Combination application and investigation.
G.S. 53C-10-203
§ 53C-10-203. Decision on application.
G.S. 53C-10-204
§ 53C-10-204. Appeal.
G.S. 53C-10-301
§ 53C-10-301. Cease and desist order.
G.S. 53C-10-302
§ 53C-10-302. Other control changes.
G.S. 53C-10-303
§ 53C-10-303. Fees.